Credit Direct: Applying, Requirements, Interest Rates, and Repayment Plans

Credit Direct: Applying, Requirements, Interest Rates, and Repayment Plans

The Credit Direct Loan Limited is a non-bank loan firm headquartered in Lagos, Nigeria. They were founded in 2007 with the goal of offering qualified customers with Payroll-based consumer loans.

Credit Direct now operates in around 25 Nigerian states, including the Federal Capital Territory of Abuja. They employ approximately 1000 people and have a client base of over 300,000 active customers. The firm is aiming to become the undisputed market leader in Nigeria's unsecured micro-lending area.

Credit Direct's 12-hour rapid turnaround loan product, known as sharp sharp, is the company's main product and the foundation of its operations. In 2017, Credit Direct launched its Asset-based lending program, which allows consumers to acquire household products. In 2015, Credit Direct Limited introduced a new product called empower the Corps. This product is intended to give loans to corps members in order for them to launch a small company and hire a professional.

Credit Direct Loans, Requirements, and How To Apply

The Razor-Sharp Loan

It should be noted that this loan is intended to cover the financial demands of public officials with little paperwork. With over 170,000 customers, the Sharp-sharp loan is regarded the easiest and cheapest in the country.

The Benefits of a Sharp-Sharp Loan

1. Loans for paid employees as well as non-salaried entrepreneurs
2. Following the submission of proper documents, the payout is made within 24 hours.
3. The loan terms range from one to twelve months.
4. The payment methods include direct credit to a bank account or CDL Cash Card.
5. All clients are covered by life and hospitalization insurance.

Sharp's Requirements

-Sharp Loan

1. A completed Loan Agreement Form with a passport photo attached.
2. A letter of introduction and a letter of employment/confirmation
3. A Guarantor Submission, Proof of Residence, Proof of Earnings, and Post Dated Cheques are all required.
4. A valid form of identification, such as a driver's license, national ID, or international passport.
5. A working ID, as well as bank statements/pay slips, are required for salaried employees.
6. In Order For You To Apply For A Razor-Sharp Loan
7. Simply go to any of the Credit Direct loan offices near you, or apply online at www.creditdirect.ng.

The Loan With Cash To Go

It is a low-cost, rapid lending solution targeted for professionals. Very quick, with a reasonable repayment plan and good customer care to ensure that client needs are met.

The Benefits of a Cash to Go Loan

• You would have access to at least N1 million.
• A repayment plan of 12 months.
• You do not require a Guarantor.
• You do not need to create an account.

The Conditions for Applying for a Cash To Go Loan

• You will require 1 passport photograph
• You must have a staff ID card.
• A letter of employment with a letter of last salary review.
• A legitimate form of identification, such as a national ID card, a driver's license, a voter registration card, or an international passport.
• A bank statement dated three months
• A Pension Statement is available to current account holders.
• Post-dated checks covering the loan term
• Please enter your BV Number.
• In order for you to apply for this loan

Simply go to a credit direct loan location near you or apply online at www.creditdirect.ng their official website.